About Qudian Inc.
Qudian Inc is a China-based holding company principally involved in the operation of an online customer credit technology platform. Through its technology platform, the Company operates two segments. The Installment Credit Services segment is engaged in traditional online installment credit business, including cash installment credit services and merchandise installment credit services. The Transaction Services segment offers loan recommendation and referral services to third-party financial service providers and assumes no credit risk. The Company uses big data-enabled technologies, such as artificial intelligence, to service young, mobile-active consumers. The Company operates an online platform, with nearly all of the transactions facilitated through mobile devices. Borrowers can apply for small credit. Approved borrowers can draw down on their cash credit with cash disbursed into their Alipay accounts in digital form. The Company conducts its businesses in the China market.
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